Fraud Prevention Is a Hidden Key to Housing Affordability

When policymakers talk about housing affordability, the focus is usually on interest rates, inventory shortages, zoning reform, or construction costs. All are important. But one factor rarely making the conversation is fraud prevention – and the quiet role the title insurance industry plays in keeping housing attainable.
Fraud may sound like a peripheral issue in a market defined by supply and demand, but it has real, measurable consequences for homebuyers, lenders, and communities. When fraud increases, costs rise and affordability suffers.
According to the FBI, consumers lost at least $13…
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